Privacy Policy | Keyveve

Last Updated: 1/31/2025

Welcome to Keyveve, Inc. (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our AI-driven financial technology services, including our website, platform, applications, and any related services (collectively, the “Services”).

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you may not use our Services.

1. Eligibility & Acceptance

By using our Services, you confirm that:

You are at least 18 years old or the legal age of majority in your jurisdiction.
You have the legal authority to enter into these Terms.
You will comply with all applicable laws and regulations.

If you are using our Services on behalf of a business or entity, you represent that you have the authority to bind that entity to these Terms.

2. No Financial, Investment, or Legal Advice

Our AI-powered insights, analytics, and recommendations are for informational purposes only and do not constitute financial, investment, tax, or legal advice. You acknowledge that:

We do not provide personalized financial planning or investment advisory services.
Past performance is not indicative of future results.
You should consult a licensed financial professional before making financial decisions.

Regulatory Compliance: Our Services are not registered as a financial advisor, broker-dealer, or investment company with the U.S. Securities and Exchange Commission (SEC) or any state securities regulator.

We are not responsible for any financial decisions made based on our Services.

3. Account Registration & Security

To access certain features, you may need to create an account. You agree to:

Provide accurate and up-to-date information.
Maintain the confidentiality of your login credentials.
Notify us immediately of any unauthorized access to your account.

We reserve the right to suspend or terminate accounts that violate these Terms.

4. Use of AI & Data Processing

Our AI-driven Services analyze financial data to generate insights. By using our Services, you grant us permission to:

Process and analyze the data you provide.
Use anonymized and aggregated data to improve our AI models and services.

Data Privacy: We do not sell personal financial data to third parties. Our Privacy Policy outlines how we handle and protect your data.

5. Prohibited Activities

You agree not to:

Use the Services for fraudulent, illegal, or misleading purposes.
Attempt to reverse-engineer, scrape, or interfere with our AI algorithms.
Violate any third-party rights, including intellectual property rights.
Use automated bots or other unauthorized means to access our Services.

Violation of these terms may result in account termination and legal action.

6. Fees & Payment (If Applicable)

Some Services may require payment. By making a purchase, you agree to:

Pay all applicable fees as disclosed at the time of purchase.
Authorize us or our third-party payment processor to charge your provided payment method.

No Refund Policy: Unless otherwise stated, all payments are non-refundable.

7. Intellectual Property

All content, trademarks, software, and AI-generated insights within our Services are owned by Keyveve, Inc or its licensors. You may not copy, distribute, or modify any part of our Services without prior written consent.

8. Limitation of Liability

To the maximum extent permitted by law:

We provide our Services “as is” and make no warranties regarding accuracy, completeness, or availability.
We are not liable for indirect, incidental, or consequential damages arising from your use of our Services.
Our total liability shall not exceed the amount you paid (if any) for the Services in the past six months.

9. Modifications to the Services & Terms

We may update these Terms at any time. Continued use of our Services after changes take effect constitutes acceptance of the revised Terms. We also reserve the right to modify or discontinue any aspect of the Services.

10. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of the Services shall be resolved exclusively through binding arbitration in Delaware, in accordance with the rules of the American Arbitration Association (AAA).

You waive your right to a jury trial or participation in a class-action lawsuit.

11. Contact Us

If you have any questions about these Terms, please contact us at:

📧 Email: info@keyveve.com

Effective Date: 11/01/2024
Last Updated: 1/31/2025

Keyveve, Inc (“Company,” “we,” “our,” or “us”) values your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our AI-driven financial technology services, including our website, platform, and applications (collectively, the “Services”).

By using our Services, you agree to the terms outlined in this Privacy Policy. If you do not agree, please refrain from using our Services.

1. Information We Collect

We collect different types of information to provide and improve our Services:

a. Information You Provide

Account Information: When you register, we collect your name, email address, phone number, and other necessary details.
Financial Data: If you provide financial information for AI analysis, we process it securely.
Customer Support Inquiries: Any messages or requests you send to us.

b. Information Collected Automatically

Device & Usage Data: We collect IP addresses, browser types, and usage patterns to enhance security and functionality.
Cookies & Tracking Technologies: We use cookies and analytics tools to improve user experience. You can manage cookies in your browser settings.

c. Information from Third Parties

If you link third-party services (e.g., financial accounts), we may collect data from those services with your consent.

2. How We Use Your Information

We use the collected data to:

Provide, operate, and improve our AI-driven financial insights.
Personalize user experiences.
Enhance security and fraud prevention.
Comply with legal obligations.
Communicate with you about updates or support inquiries.

We do not sell your personal financial data to third parties.

3. How We Share Your Information

We may share information in the following cases:

With Service Providers: Third-party vendors assisting in platform functionality (e.g., cloud storage, payment processors).
For Legal Compliance: If required by law, regulation, or court order under Delaware law.
For Business Transfers: In the case of mergers, acquisitions, or asset sales, your information may be transferred.
We ensure any shared data is handled securely and only when necessary.

4. Data Security & Retention

We implement industry-standard security measures to protect your data from unauthorized access, misuse, or disclosure.

Encryption: We use encryption protocols for sensitive data.
Access Controls: Limited access to personal data by authorized personnel only.
Data Retention: We retain information only as long as necessary for operational, legal, or regulatory compliance.

However, no method of transmission over the internet is 100% secure, so we cannot guarantee absolute security.

5. Your Privacy Rights

Depending on your location, you may have rights over your personal data, including:

Access & Portability: Request a copy of the data we hold.
Correction & Deletion: Modify or delete your personal information.
Opt-Out of Communications: Unsubscribe from marketing emails.

To exercise these rights, contact us at info@keyveve.com

6. Third-Party Links & Services

Our Services may contain links to third-party platforms. We are not responsible for their privacy policies or practices. We encourage you to review their policies before sharing any information.

7. Compliance with Delaware Law & Other Regulations

This Privacy Policy is governed by the laws of the State of Delaware. We also strive to comply with:

Delaware Online Privacy & Protection Act (DOPPA)
California Consumer Privacy Act (CCPA) (for applicable users)
General Data Protection Regulation (GDPR) (for EU-based users, if applicable)

8. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be reflected with a “Last Updated” date. Continued use of our Services after changes take effect constitutes acceptance of the revised policy.

9. Contact Us

If you have questions or concerns about this Privacy Policy, contact us at:

📧 Email: info@keyveve.com

For legal inquiries, additional contact details may be provided upon request.

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